.ktma-hw{
  --ktma-accent:#062F6F;
  width:100%;
  max-width:1180px;
  margin:0 auto;
  padding:12px 16px 22px;
  font-family:inherit;
  color:#172033;
  box-sizing:border-box;
}
.ktma-hw *{box-sizing:border-box}
.ktma-hw__header{
  text-align:left;
  width:100%;
  margin:0 0 18px;
}
.ktma-hw__eyebrow{
  font-size:11px;
  font-weight:800;
  letter-spacing:.11em;
  text-transform:uppercase;
  color:var(--ktma-accent);
  margin:0 0 5px;
}
.ktma-hw__header h2{
  font-size:clamp(26px,2.3vw,34px) !important;
  font-weight:500;
  line-height:1.15;
  margin:0 0 7px !important;
  color:#111827;
  letter-spacing:-.02em;
  text-align:left;
}
.ktma-hw__header p{
  font-size:15px;
  line-height:1.5;
  color:#596477;
  margin:0;
  max-width:900px;
  text-align:left;
}
.ktma-hw__special{
  display:grid;
  grid-template-columns:1fr;
  gap:8px;
  margin:0 0 18px;
}
.ktma-hw__rate-card{
  display:grid !important;
  grid-template-columns:minmax(0,1fr) auto;
  align-items:center;
  column-gap:24px;
  width:100%;
  min-height:56px;
  padding:10px 16px;
  margin:0;
  background:#fff;
  border:1px solid #e3e8ef;
  border-left:4px solid var(--ktma-accent);
  border-radius:9px;
  box-shadow:0 2px 8px rgba(15,23,42,.035);
}
.ktma-hw__rate-card>div{
  display:flex !important;
  align-items:baseline;
  flex-wrap:wrap;
  gap:6px 12px;
  min-width:0;
}
.ktma-hw__rate-card h3{
  font-size:16px;
  line-height:1.25;
  font-weight:650;
  margin:0 !important;
  color:#172033;
  text-align:left;
}
.ktma-hw__rate-card span{
  font-size:13px;
  line-height:1.3;
  color:#6b7280;
  white-space:normal;
  text-align:left;
}
.ktma-hw__rate-card strong{
  display:block;
  justify-self:end;
  margin:0 !important;
  font-size:18px;
  line-height:1;
  color:var(--ktma-accent);
  white-space:nowrap;
  text-align:right;
}
.ktma-hw__panel{
  background:#fff;
  border:1px solid #e3e8ef;
  border-radius:10px;
  overflow:hidden;
  box-shadow:0 4px 16px rgba(15,23,42,.045);
}
.ktma-hw__panel-head{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:20px;
  padding:13px 16px;
  background:#f8fafc;
  border-bottom:1px solid #e3e8ef;
  text-align:left;
}
.ktma-hw__panel-head span{
  font-size:10px;
  font-weight:800;
  letter-spacing:.1em;
  text-transform:uppercase;
  color:var(--ktma-accent);
}
.ktma-hw__panel-head h3{
  font-size:18px;
  line-height:1.25;
  margin:2px 0 0 !important;
  color:#172033;
  text-align:left;
}
.ktma-hw__panel-head p{
  margin:0;
  color:#64748b;
  font-size:13px;
  text-align:left;
}
.ktma-hw__table-wrap{overflow-x:auto}
.ktma-hw table{width:100%;border-collapse:collapse;margin:0}
.ktma-hw th,.ktma-hw td{text-align:left;padding:9px 16px;border-bottom:1px solid #edf0f4}
.ktma-hw th{font-size:11px;text-transform:uppercase;letter-spacing:.06em;color:#5f6b7a;background:#fff}
.ktma-hw td{font-size:14px;color:#273244}
.ktma-hw td:last-child{font-weight:700;color:var(--ktma-accent);text-align:right}
.ktma-hw th:last-child{text-align:right}
.ktma-hw tbody tr:nth-child(even){background:#fbfcfe}
.ktma-hw tbody tr:last-child td{border-bottom:0}
.ktma-hw__effective{text-align:left;font-size:13px;font-style:italic;color:#6b7280;margin:9px 2px 0}
@media(max-width:700px){
  .ktma-hw{padding:10px 10px 18px}
  .ktma-hw__header{margin-bottom:14px}
  .ktma-hw__header h2{font-size:27px !important}
  .ktma-hw__header p{font-size:14px}
  .ktma-hw__rate-card{min-height:54px;padding:9px 12px;column-gap:12px}
  .ktma-hw__rate-card>div{display:block !important}
  .ktma-hw__rate-card h3{margin-bottom:2px !important}
  .ktma-hw__rate-card strong{font-size:17px}
  .ktma-hw__panel-head{align-items:flex-start;flex-direction:column;gap:4px}
  .ktma-hw th,.ktma-hw td{padding:8px 11px}
}